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What do I need to know about No Credit Check Loans? I want a loan now but I dont want to pay it back immediately A short and positive credit history is better than none, so managing your revolving credit cards and paying your phone bill on time are worthy contributions to your credit score. If you are applying for financial aid as a dependant, your credit information will be considered alongside your parents’, so your record of responsible credit behavior keeps you in good standing with lenders.
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