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There are 2 types of bad credit loans. the secured and unsecured. Secured bad credit loans are when the person borrowing money needs to put up collateral to secure the deal. Collateral is real estate, cars, jewelry, furniture and personal belongings that have value. This is the leverage that the loan company uses as a guarantee that the borrower pays back with an interest rate of 5% to 10 % which is lower than unsecured bad credit loans. Unsecured bad credit loans are the loans given to a borrower without the need of collateral and leverage for the borrower to pay. The rates, however, are much higher than secured bad credit loans. [link widoczny dla zalogowanych] death in the family, or other family emergency - The amount is transferred within an hour directly in to the saving account.

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