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Dear Alex, Improve Your Credit Score Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history. Do you need cash for an unexpected expense?
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You can still use the money from a personal loan for the same reasons that you would use a traditional loan for, and more. If you want to purchase a new car, then you can do that. If you have unexpected medical expenses, you could pay them off with a personal loan, don't let bad credit stop you from applying, bad credit is OK with us. Sometimes people have to face the difficulties because of bad credit and at the time of need of money if they apply to a number of lenders there is only answer for them that is âNOâ. This is no is because of the bad credit profile. 1. Borrower must be at least 18 years of age.
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