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Where Do You Stand? [link widoczny dla zalogowanych] Cash loans are somewhat costly in comparison to other loan types. You are not advised to use cash loans as a long-term financial solution; rather, you should only use them in emergency situations.
Loan Terms and Conditions: In most cases, loan terms are related to the loan repayment. The terms may include the mode of repayment, due date extension policies, loan defaulting penalties, etc. It's important to consider a lender whose loan terms are convenient to you. [link widoczny dla zalogowanych] Though it is very easy to obtain bad credit payday loans, the borrowers often find it very difficult to repay the same because of a wide array of drawbacks that these loans come with. The extremely high rate of interest that these lending programs charge causes the outstanding balance on these loans to grow very fast. The repayment period is very short, usually 2-4 weeks. If you fail to repay the loan on its set due date, the payday lender is very much likely to offer you an extension, allowing you to make the repayment after one extra month. The catch here is that the lender charges interest for this extended period of time, which can be a shopping amount of money considering the very fact that these loans charge a notoriously high 3-digit APR (Annual Percentage Rate), which can be as high as 600% per annum, or sometimes even more. However, even if you are trapped into the viscous cycle of payday debt, there are still several ways out there that can help you to get rid of your debt problems. Debt consolidation can be one of the best solutions for consumers who are neck deep in payday debt. Following is a brief rundown on some of the basic things that you must be aware of in this regard. Must keep loan at least 6 months prior to payoff to qualify for another Fresh Start Loan

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