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Receiving the money from your loan is easy- it is deposited right into your bank account. If you do not pay your loan according to its terms, your lender may: â˘ Charge you late fees â˘ Send your account to a collection agency â˘ Report your information to a consumer reporting agency, which may negatively affect your credit score â˘ Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest - The document is not necessary for application. That mean you are no need to fax any paper.
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