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Ending Debt for Good 2. If you receive a $5,000 36-month loan at an interest rate of 6.03% with a 1.11% origination fee of $55.50, you will receive a loan amount of $4,944.50 and will make 36 monthly payments of approximately $152.18 at a 6.78% APR. In the case of a $15,000 60-month loan at an interest rate of 7.90% with a 3.00% origination fee of $450.00, you will receive a loan amount of $14,550.00 and will make 60 monthly payments of approximately $303.43 at a 9.20% APR. Annual Percentage Rates presented are estimated and were created based upon information entered by the consumer and through analysis of information publicly available at lendingclub.com. The estimated APR presented does not bind Lending Club or any lender originating loans through the Lending Club platform. The range of APR available through Lending Club is 6.78% to 29.99%. Only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR depends upon credit score, loan amount, loan term, credit usage and history. All loans are subject to credit review and approval. When you take out a cash loan, you are charged an annualized interest rate known as the annual percentage rate (APR). Direct Deposit Loans does not work as a lender, and thus it is not in the business of providing cash loans; however, it does refer potential borrowers to lenders who may be able to provide them with loans of this sort. Direct Deposit Loans never will charge any fees for this service. Direct Deposit Loans is unable to inform you of the specific APR that will be attached to a cash loan that you acquire. Please be aware that APRs can vary on the basis of the information that you include in your loan request as well as that which your lender supplies to you.
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