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Be employed or have a verifiable source of income HousingWire on May 6th 2013, says they announced a new program called Mortgage First which “allows buyers to be on equal footing with cash buyers, the company stated. “It allows you to go through the process of being approved for the financing prior to purchasing a house,” said Joel Gurman, vice president of mortgage banking at Quicken Loans.” Now that doesnt sound all that new, companies advertise things like that all the time. However, they go on to say that they basically underwrite the loan including verifying assets and income. So not only does that mean your offer looks good to a seller, but you get much of the paperwork out of the way right off the bat. These loans are different because they specifically target people with poor or bad credit. They offer people like you a solution to your money problems. Emergency loans for bad credit usually provide people a longer term to repay the loan, sometimes usually over a year. This allows you to repay your loan in a timely manner without having those ridiculous fees pile up on you. They provide substantially better interest rates and more suitable terms.
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