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No collateral required: Welcome to the USDA Income and Property Eligibility Site A: Yes it is possible to improve credit scores but the process could be long and tedious. There are huge advantages to improving credit scores as it will allow you to get new loans on a lower rate of interest. To improve your credit score you need to pay your credit card bills on time and not default on any previous loans. Loans $1,500 to $5,000
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