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MoneyMe ensures that repaying your loan is simple. Weâll set up your direct debits on your nominated payday and you will receive a reminder in advance of that date. Concerned you will miss your repayment as the date nears? The MoneyMe team is available via phone, email, live chat, Facebook or Twitter â we will work with you to help resolve the situation. 1. Work at least 35 years What is the APR for loan that I may get from a MoneyMutual lender? First off, it's important to understand what an APR is.Â APR or (Annual Percentage Rate) is meant to represent the interest rate and fees of a loan for an entire year.Â That said, the loan that you are likely to be offered is intended to be a short-term loans that is repaid in a matter of weeks, so using an APR to represent the fees is not only inaccurate, but also fairly misleading.Â However, since APR is a commonly used way of expressing the fees of other common loans, such as mortgage loans, auto loans, and other types of personal loans, we feel it's somewhat useful for you to know what the representative APR ranges could be for a short-term loan.Â Since MoneyMutual is a lending network and not a lender, we aren't able to accurately represent the exact APR that your lender may offer; however, the typical representative APR range is somewhere between 261% and 1304% for a 14 day loan. Remember, you should pay your loan back on time to avoid fees and penalties.Â Make sure that you review the terms and conditions of the loan that is offered to you so that you don't end up with an "annual" loan! Apply now. You could be approved for a personal loan with bad credit of $100 to $1,000 within an hour. This is a FREE, no-commitment offer.
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