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APR â Representative Range Explanation Implications of non-payment When you apply Bad credit personal loans act as specialist loans for people who have been credit problems in the past. Though small business loans are also available for the consumers to help them start a new business or expand an existing one, equipment financing, acquisition of a new or existing business, rent, salaries, office expenses, overhead, you will not able to avail small business loans if you have a bad credit. Also, if you have already taken out all the loans and now need more cash to reinstate your business, it will be difficult for you to obtain small business loans. At this stage, bad credit personal loans are the only way to reinstate an ailing business and improve your credit rating.
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