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The Federal Direct PLUS Loan is available to graduate and professional degree-seeking students. It is also available to the parents or guardians of dependent undergraduate students to help pay for education expenses. Applicants for the PLUS Loan must have a clear credit history, and must have no history of defaulting on any past loans. Maximum loan amounts are calculated by the total cost of college attendance less any financial aid already received. Interest rates on Federal Direct PLUS Loans currently stand at 7.9%. Get up to $1000 when you need it most. I love that you automatically take the repayment from my bank so I don't have to set any reminders. Thank you.
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