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This website operator is not a lender and not able to make credit decisions. All personal information that we receive from your application is used in helping you secure a payday loan with one of our panel of over thirty lenders. The details are stored electronically on our system until the lender approves your application and then it is removed. Be aware that it is a legal requirement for all short term loan providers to possess a consumer credit licence. You can check the validity of a license number at the Public Consumer Credit Register . 100% of approved applicants have consistent incomes and a checking or savings account as both are prerequisites in order to take out funds. Secured Loans by Same Day Personal Loans