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For the first time when you apply for such a credit, you will be asked for a set of documents, including a proof of domicile and a national ID. The second time, the company would not ask those details again, as they already have them. In other words, if you need a loan for the second time, all you need to do is to apply using the form on this website, and you will obtain your money in a matter of hours. The SBA extends financial help through various lending programs it has to offer. Some of the more popular loans are: FHA Spot Loans were mortgage loans that were allowed in condominium projects that were not on HUDâs approved condominiums list.Â The lender had the ability to approve aÂ single loan on a condominium unit in a project that was not approved by HUD without the whole project having to get approved.Â Spot loans are no longer available.