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However the major problem is that millions of people have negative credit reports. Typical banks, and credit unions, will not loan to people with bad credit. As you know, the very first thing they will do is pull a credit report. If there is negative things on the report then the loan will be flat out denied. Therefore if you have bad credit you can forget about places like Bank of America, Wells Fargo, HFC, Beneficial, etc. or any institutions like them. While you have this ability to back upon in case of emergency therefore be relived,. Need quick financial relief? Look no further
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