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How Much Can I Borrow With A PayDay Loan? Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to Clarity Services, Inc. P.O. Box 5717, Clearwater, Florida 33758, (866) 390-3118 and/or FactorTrust, Inc. P.O. Box 3653, Alpharetta, Georgia 30023, (678) 306-2260. A representative example: With a minimum 14 day loan term (regardless of early loan payoff), we estimate that the fees and finance charges offered by members of our lending network range from $12 per $100 borrowed each 14 days (two weeks) up to $30 per $100 borrowed each 14 days (two weeks). The corresponding Annual Percentage Rate (APR) for this estimated range would be between 391.07% and 782.14%. Looking for a bad credit loans lender should be easy if you know people who have contacts to lending companies. On the other hand, you can also do some research if you do not know people who can provide you contact information of lenders near your place. Quick cash loans can be a good option especially if you have urgent money needs yet it is important to keep in mind that anyone should avoid unnecessary spending to avoid running short before payday.
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