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Many people have to wait for several days so that data might be confirmed prior to the income is deposited into any bankaccount. *Calculation: (lender fee / loan amount) x (amount of days in a year / duration of the loan) x 100 Low End Calculation: ($40 / $800) * (365 days / 14 days) x 100 = 130.36 percent High End Calculation: ($80 / $800) * (365 days / 14 days) x 100 = 260.71 percent In times of need, college students can be forced into high-risk loans that carry hard to manage interest rates. If a loan has terms that saddle you with insurmountable debt, it is counterproductive to your educational mission of getting ahead. Look to these loans as last resorts on your path to college funding. non-sufficient fund fees
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