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A big reason for last year's drop in expense ratios was how well the stock market performed. The Standard & Poor's 500 index returned 32.4%, including dividends, for its best year since 1997. The surging prices meant mutual funds suddenly had more assets. That gave funds a larger base over which to spread their expenses, many of which are fixed. Funds typically have policies that dictate they'll charge a lower fee rate once their total assets top a certain threshold. When Your Funding Source Says âNOâ Due To Bad Credit Issues, Merchant Advisors Says âYESâ. Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and depend on your individual bank. Repayment terms vary by lenders and local laws. For details, questions or concerns regarding your online loan, please contact your lender directly. Small Business Loans
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