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Safe and speedy service Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to Clarity Services, Inc. P.O. Box 5717, Clearwater, Florida 33758, (866) 390-3118 and/or FactorTrust, Inc. P.O. Box 3653, Alpharetta, Georgia 30023, (678) 306-2260. Implications of Non-payment: Some lenders in our network may automatically roll over your existing loan for another two weeks if you don't pay back the loan on time. Fees for renewing the loan range from lender to lender. Most of the time these fees equal the fees you paid to get the initial payday loan. We ask lenders in our network to follow legal and ethical collection practices set by industry associations and government agencies. Non-payment of a payday loan might negatively effect your credit history.