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How Should I Apply for a Bad Credit Loan?: The application process for a bad credit loan is similar to any other loan. Details that should be provided include personal particulars, tax returns, 1 month of your pay check stub, 3 months bank statements and also lease agreements for real estate owned or leased. Fast processing and deposit times — typically 24 to 72 hours after application Clear repayment terms and conditions Low interest rates Short-term Loans
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