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The decision to have an account at your potential loan provider is a good variant. It should be a reliable institution to be trusted in times of disaster. This is understandable that emergencies are never foreseen, therefore if you are the person with no checking account in this particular bank other options can be found. Online Payday Loan. Fast Cash From Direct Lenders MONEY ignores last years hottest funds and instead looks for solid long-term performers with these important traits: