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Be an Australian resident By: Concerned Tax Payer In the thick of the housing boom, borrowers were approved for home loans without providing documentation of their income and assets. Subprime lenders approved loans for borrowers with low credit scores, although they often charged higher interest rates to those borrowers. Since the housing crisis, the majority of subprime lenders went out of business, but depending on your circumstances, you may still qualify for a home loan.
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