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A Job or Benefits Frequently Asked Questions Because guaranteed personal loans online with instant approval are easy to secure even for people with bad credit, you may find yourself taking out more than what you need. This can easily lead to recurring loans to pay for your previous loans. The result is you end up paying for as much as three times the principal. A Pew Charitable Trusts 2012 report indicates that borrowers are indebted for an average of five months when in fact these loans should be repaid in just two weeks.
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Paycheck advance loans between $100 and $1,000 are available online through our application process. The fees for these range from $15 to $30 per $100 borrowed, depending on state law and other circumstances. The term of a small fast cash loan is usually two to four weeks, and the proceeds and fee must usually be paid back in one lump sum. If you need more time to repay the amount you need, check out installment loans link in the menu above this page. All is actually Not Lost: Bad credit loans not payday loans Today Available In most cases, you can apply for a payday loan very quickly. This is case whether you apply in person or you put in your application on the Internet. It generally does not cost you anything to apply for a loan and if you get turned down, there is no harm done. If you want to apply for a fast payday loan, then make sure that you have all the necessary paperwork with you at the time of your application. Most of the time you will be asked for a paycheck stub to verify your employment and the amount of money that you make as well as your Social Security number, driver's license and bank account information.