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A representative example: With a minimum 14 day loan term (regardless of early loan payoff), we estimate that the fees and finance charges offered by members of our lending network range from $12 per $100 borrowed each 14 days (two weeks) up to $30 per $100 borrowed each 14 days (two weeks). The corresponding Annual Percentage Rate (APR) for this estimated range would be between 391.07% and 782.14%. A: Emergency loans are designed for students who are in dire needs of funds to continue their education. These students generally have some sort of financial assistance but when they run out of it then they require emergency funds. Private loans can be used be in such a situation to continue with the education. Federal Direct loans come in two types; subsidized and unsubsidized.
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